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Unleash Your Financial Potential with PayKarata Prepaid Cards

PayKarata, Botswana’s premier fintech company, provides cutting-edge prepaid card solutions to empower individuals and businesses. Our secure, flexible prepaid cards enable you to conveniently manage funds, make transactions, and take control of your financial future. Experience the transformative power of PayKarata prepaid cards.

Types of Prepaid Cards We Offer You

At PayKarata, we offer a diverse range of prepaid card solutions to cater to your unique financial needs. Explore our suite of prepaid card options, including reloadable cards, single-use cards, and virtual cards, all designed to deliver unparalleled convenience, security, and flexibility.

Silver Card

Gold Card

Platinum Card

Control all Your Card Activities

At PayKarata, we offer reloadable cards, single-use cards, and virtual cards to empower you with complete control over your financial activities.

Card transaction history

Gain complete visibility into your card activities with detailed transaction logs, including date, amount, merchant information, and spending categories. Monitor your finances with unparalleled transparency.

Change Pin Anytime

Enjoy the freedom to update your PIN securely at any time through our mobile app or online portal, ensuring your card remains protected and tailored to your preferences.

Easily Change Transaction Limit

Customize your daily, weekly or monthly transaction limits directly through the PayKarata platform, providing you with flexible control over your spending.

Instant Funds Loading

Add funds to your prepaid card instantly through bank transfers, mobile money, or other convenient payment methods, ensuring you always have access to the funds you need.

Fraud Protection

Enjoy peace of mind with robust fraud monitoring and detection systems that safeguard your transactions, backed by our comprehensive liability coverage.

Real-Time Spend Visibility

Stay on top of your finances with real-time transaction updates and detailed spending reports, empowering you to make informed financial decisions.

Seamless Acceptance

Our prepaid cards are accepted at millions of merchants worldwide, providing you with the flexibility to make purchases in-store, online, or through mobile wallets.

Benefit of Our Card Programs

Streamline your finances and empower your financial freedom with PayKarata’s prepaid card solutions. Enjoy instant card issuance, seamless reloads, adjustable transaction limits, and comprehensive transaction logs. Our secure digital wallet and flexible PIN management keep your finances protected and under your control.

Easy to Pay Directly From Your mobile Wallet

Our prepaid cards allow you to pay directly from your linked account, providing a convenient and accessible way to manage your finances on the go.

Digital Card Management

Peer-to-Peer Transfer

Instant Fund Transfers

Withdraw cash

Transfers Between Accounts

Digital Loyalty and Rewards

In-App Bill Payments

Bill payment

Rates Readily Available: The PayKarata app puts the rate information for your prepaid cards right at your fingertips, eliminating the guesswork.

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Ease of Foreign Transactions With our Cards

PayKarata prepaid cards provide seamless foreign transactions with dynamic currency conversion, ensuring you always get the best exchange rates. Enjoy a hassle-free payment experience, no matter where your travels or business takes you.

Have Any Questions?

Our knowledgeable team is here to assist you.

Feel free to reach out with any inquiries about our prepaid cards, mWallet, or other payment solutions. We’re committed to providing personalized support to ensure you get the most out of the PayKarata experience.

How do PayKarata's prepaid cards work?

Our prepaid cards function just like a traditional debit or credit card, but without the need for a bank account or credit check. Simply load funds onto the card and use it to make purchases, withdraw cash, or transfer money as needed.

Can I use my PayKarata card for international transactions?

Absolutely. Our prepaid cards support dynamic currency conversion, automatically calculating the best exchange rates for seamless use anywhere in the world. You can make purchases, withdraw cash, and more without the hassle of foreign transaction fees.

Does the PayKarata prepaid card have any fees?

We are committed to transparent and competitive pricing. While there may be some nominal fees associated with certain transactions or services, we strive to minimize costs and provide excellent value to our customers.

How do I replace a lost or stolen PayKarata prepaid card?

If your card is lost or stolen, simply log into your PayKarata account online or through the mobile app to report it. We will immediately block the card to prevent unauthorized use, and can expedite the delivery of a replacement card to your doorstep.

What are the benefits of using a PayKarata prepaid card?

Key benefits include enhanced security, budgeting control, real-time transaction tracking, and global acceptance. Prepaid cards also provide access to financial services for the unbanked or underbanked.

How do I load funds onto my PayKarata prepaid card?

You can easily add funds through bank transfers, mobile money, or other convenient payment methods directly within the PayKarata app or online portal. The process is fast, secure, and allows you to access your money instantly.

How do I manage my PayKarata prepaid card account?

Enjoy full control and visibility over your card activities through the intuitive PayKarata app. You can view transaction histories, set spending limits, report lost or stolen cards, and more – all from the palm of your hand.

Can I use my PayKarata prepaid card to make online purchases?

Absolutely. Our prepaid cards are fully compatible with e-commerce and mobile payment platforms. You can use your card to securely make purchases on any website or app that accepts Visa, Mastercard, or other major payment networks.