Virtual Accounts
At PayKarata, we offer comprehensive virtual account capabilities as part of our fintech platform, allowing you to generate unique bank account numbers on-the-fly for secure, automated transactions without physical checks or cards. Whether you’re an individual or a business, our virtual account features provide unparalleled convenience and control, enabling you to streamline finances, automate reconciliation, and enjoy real-time visibility over all your transactions through our intuitive digital interface.
Versatile Virtual Cards
At PayKarata, we offer a suite of virtual card solutions designed to provide you with unparalleled flexibility, security, and control over your financial transactions. Our virtual cards can be instantly generated, loaded with funds, and used for a wide range of online and mobile payments, eliminating the need for physical plastic cards, reducing the risk of fraud, and enabling you to better manage your spending.
MWallets
The PayKarata eWallet is your all-in-one digital companion for seamless payments, comprehensive money management, and secure transactions.
Leveraging the latest fintech innovations, our eWallet platform puts you firmly in control of your financial life, enabling you to make contactless in-person payments, complete online transactions, and transfer funds to friends and family – all from the convenience of your smartphone. Detailed transaction histories, personalized budgeting tools, and real-time balance updates empower you to track your spending and stay on top of your finances, while industry-leading security measures safeguard your sensitive information every step of the way.
Direct Debit
Our direct debit services allow you to securely authorize payees to automatically withdraw funds from your account on a predetermined schedule, eliminating the need for manual bill payments, reducing the risk of late or missed payments, and providing you with greater control over your cash flow. Whether you’re an individual managing household expenses or a business handling vendor invoices, our direct debit capabilities ensure your recurring payments are handled seamlessly and on time, coupled with robust security measures and a user-friendly digital interface to empower you to take the hassle out of managing your ongoing financial obligations.
QR Codes
PayKarata’s innovative QR code payment solutions offer a seamless and secure way for you to complete transactions, both in-person and online, by simply scanning a dynamic QR code with your smartphone to instantly make payments without the need for cash, cards, or even point-of-sale terminals, empowering businesses to generate customized QR codes that customers can quickly scan to pay for goods and services, while individual users can make effortless peer-to-peer transfers or pay merchants by scanning their QR codes, all with the added benefits of enhanced security features such as end-to-end encryption and the ability to set spending limits.
At PayKarata, we offer comprehensive merchant and agent services to streamline payment processing, enhance customer experiences, and unlock new growth opportunities. Our merchant solutions include feature-rich POS terminals, mobile payment acceptance, and e-commerce integrations, while our agent services empower you to provide a suite of financial services backed by our reliable platform and dedicated support.
